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An older couple | Source: Shutterstock
An older couple | Source: Shutterstock

My Husband & I Saved for My Daughter's Education – Her Fiancé's Family Demanded We Hand This Money to Their Family

Andrii Tykhyi
Jul 25, 2025 - 12:04 P.M.

When the family of my daughter's fiancé, Jason, learned about her college fund, they didn't simply ask for the money. They demanded it, as though we owed them a debt. What happened next shocked even my daughter.

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My life revolves around my kids, and I wouldn't have it any other way. I always dreamed of having a big family, and now, I'm grateful to have exactly that with the right person.

Tom is an amazing husband and father. He works incredibly hard for our family and loves our children just as much as I do.

A man looking straight ahead | Source: Pexels

A man looking straight ahead | Source: Pexels

We've been through some rough times over the years. Money problems, health scares, family drama.

But every single time, Tom steps up and finds a way to solve whatever crisis we're facing. He never gives up, no matter how impossible things seem.

One of the smartest decisions Tom made early in our marriage was about our kids' futures. We were newlyweds, barely scraping by, but he insisted we start a college fund for every child we planned to have.

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Cash in a briefcase | Source: Pexels

Cash in a briefcase | Source: Pexels

"Education is the one thing nobody can ever take away from them," he told me. "We might not be able to leave them money or property, but we can give them opportunities."

So every month, without fail, we put money aside.

When I got pregnant with our first baby, we opened an account. When our second came along, we started another fund. Same with the third and fourth.

Now I'm expecting our fifth, and yes, we've already started saving for this little one too.

A woman counting money | Source: Pexels

A woman counting money | Source: Pexels

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Our oldest daughter, Maddie, was the first to have a college fund set up. We were so young when she was born, probably too young to be parents, but we poured everything into making sure she would have choices we never had.

But when Maddie turned 16, something unexpected happened.

She got pregnant.

A woman holding a positive pregnancy test | Source: Pexels

A woman holding a positive pregnancy test | Source: Pexels

I can never forget the day we found out.

Tom and I were in that doctor's office listening to the confirmation, and I felt like the world was spinning. This wasn't part of the plan. Maddie was supposed to graduate from high school, attend college, and build a career like everyone else.

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Instead, she was going to be a teenage mom.

It was really hard for us.

Maddie dropped out of school during her junior year because she couldn't handle the morning sickness and the stares from other kids.

A pregnant woman touching her belly | Source: Pexels

A pregnant woman touching her belly | Source: Pexels

We stayed supportive, though. We helped with doctor visits, bought baby clothes, and set up a nursery in our house.

Deep down, we kept hoping she would go back and finish her education eventually. We talked about it sometimes, not wanting to pressure her while she was dealing with so much.

But that's not what happened.

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A pile of books | Source: Pexels

A pile of books | Source: Pexels

Instead, Maddie settled down with her boyfriend Jason.

He was a nice enough kid who worked in construction when he could find jobs. He seemed to care about Maddie and the baby.

They moved in together when their son was born, and two years later, they had another child.

Now they're engaged and planning to get married "someday" when they can afford it. They've been struggling financially lately, which isn't surprising with two young kids and Jason's inconsistent work schedule.

Tom and I have helped them out when we could with groceries and diapers.

A person holding a basket | Source: Pexels

A person holding a basket | Source: Pexels

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Meanwhile, our other kids have been growing up.

Kate is 17 now and just got accepted to her dream college. She's been working toward this for years, studying hard, taking advanced classes, and volunteering at the animal shelter because she wants to be a veterinarian.

Liam is 15 and already talking about engineering programs. Little June is only five, but she's sharp as a tack and loves books.

To be honest, I'm proud of all my children.

But I never imagined that those college funds Tom insisted on would become the source of so much family drama.

A man holding money | Source: Pexels

A man holding money | Source: Pexels

Last week, Kate was over at Maddie's apartment, telling her all about her college plans. She was so excited, talking about her dorm room and class schedule.

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Meanwhile, I was sitting in Maddie's kitchen, helping fold laundry while the kids played.

When Maddie asked how Kate was going to pay for everything, Kate just shrugged like it was obvious.

"With my college fund," she said casually.

Oh, no, I thought.

A close-up shot of a woman's eye | Source: Pexels

A close-up shot of a woman's eye | Source: Pexels

I felt my heart skip a beat as I looked at Maddie's face. It looked like someone had just told her she'd won the lottery.

"Wait, what?" Maddie said, sitting up straighter. "We all have college funds?"

I didn't want to lie to her. We'd never kept it a secret exactly, but we'd never advertised it either. Especially after everything that happened with her pregnancy.

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"Yes," I said quietly. "You all do."

Maddie grabbed her phone immediately and called Jason. I could hear her excitement through the speaker.

A woman using her phone | Source: Pexels

A woman using her phone | Source: Pexels

"Babe! Great news! I have a college fund after all! My parents have been saving money for me this whole time!"

My heart started racing. I could already see where this was heading.

"Maddie, honey," I said carefully. "The fund is for college. For education."

She blinked at me like I was speaking a foreign language.

"Okay, but we could use it for the down payment on that house we've been looking at," she said. "And maybe some of it for the wedding. That's fair, right? I mean, it's my money."

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A woman handing house keys to a man | Source: Pexels

A woman handing house keys to a man | Source: Pexels

I took a deep breath.

"No, sweetheart," I began. "If you want to use the fund, it has to go toward education first. You could get your GED, go to trade school, community college… anything. Then whatever's left over, you can keep."

Her expression changed completely. She looked angry.

"Are you serious right now?" she snapped. "You're going to make me jump through hoops for my own money?"

"It's not about hoops, Maddie. It's about what the money was saved for."

A woman | Source: Pexels

A woman | Source: Pexels

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"This is ridiculous!" she protested. "Kate gets to use hers however she wants, but I have to prove myself first?"

"Kate is using hers for college," I said. "That's exactly what it's for."

Maddie stormed out without another word, and we left her apartment soon after.

The next day, she called me sobbing. She was begging me to reconsider, telling me how much they needed the money and how it could turn their lives in a new direction.

I repeated my offer.

Education first, then the leftover money was hers to keep.

A woman counting money | Source: Pexels

A woman counting money | Source: Pexels

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That's when she completely lost it.

She started screaming that it was "her money" and that I was choosing Kate over her. She even accused me of punishing her for getting pregnant.

It broke my heart to hear her say those things. But I held firm.

Soon, Jason's family got involved, and everything went from bad to worse.

His mother called me the very next morning, and she wasn't interested in having a polite conversation.

A phone on a table | Source: Pexels

A phone on a table | Source: Pexels

"This isn't fair!" she practically shouted into the phone. "You people owe them that money! Maddie is your daughter!"

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Before I could even respond, Jason grabbed the phone from his mother. His voice was cold and demanding, nothing like the respectful tone he usually used with me.

"This money should go to us," he said flatly. "We've been struggling while you've been sitting on thousands of dollars that belong to Maddie."

I tried to explain the education requirement, but he cut me off.

"That's ridiculous. She's not going back to school. She has kids to take care of. Real responsibilities."

A man talking on the phone | Source: Pexels

A man talking on the phone | Source: Pexels

Then, his sister jumped in from the background, and I could hear her yelling even though she wasn't holding the phone.

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"This money should stay in the family! Our family! What you're doing is disgusting!"

Jason wasn't finished. "You saved that money for Maddie, not for some fantasy about her going to college. She's 22 years old with two kids. Be realistic."

The entitlement in his voice was what bothered me.

A close-up shot of a man's eyes | Source: Unsplash

A close-up shot of a man's eyes | Source: Unsplash

He wasn't just greedy. He was disrespecting us as if we owed them something just because we'd been responsible enough to plan ahead. Like Maddie's college fund was their golden ticket to financial freedom.

"We're not asking for charity," Jason continued. "We're asking for what's rightfully ours."

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At that point, I hung up on him.

But the calls kept coming. His mother, his sister, and even his father got involved. All of them with the same message.

They claimed that we were being unfair and that we owed them that money.

A phone | Source: Pexels

A phone | Source: Pexels

The worst part was watching what it did to Maddie. She came over that evening, trembling, holding her phone like it was burning her hand.

"Mom, I didn't know they'd say those things to you," she whispered. "I didn't ask them to call you like that."

I just hugged her tight.

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Because suddenly, I could see everything clearly. Jason and his family had never seen Maddie's potential. They'd never encouraged her dreams or believed she could do more than she was already doing.

To them, she was just an opportunity for easy money.

A woman sitting near a window | Source: Pexels

A woman sitting near a window | Source: Pexels

That fund we'd saved wasn't about education to them. It was about control. About what they thought they deserved.

Three days later, Maddie called to tell me she'd left Jason for good.

"I heard what he said to you," she explained. "The way his whole family talked about me, and about us. It sounded like I was just some way to get money, Mom. Nothing else."

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Later that month, she enrolled in GED classes, and we made a completely new plan for her future.

Now, we're covering her GED costs with the same college fund and helping her apply to cosmetology school. She's excited about learning again and building something for herself and her kids.

A woman writing in a notebook | Source: Pexels

A woman writing in a notebook | Source: Pexels

I'm glad my daughter is on the right track now. I understand it must've been difficult for her to leave Jason, but all I know is that my daughter chose her self-worth and dignity over living with Jason and his family.

Tom and I are proud that she stood up for herself, and we'll support her in accomplishing her dreams as much as possible.

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We love you, Maddie. We always did, and we always will.

If you enjoyed reading this story, here's another one you might like: When my husband, Thomas, crashed a Mercedes on a test drive and demanded I pay for it, I thought his entitlement had hit rock bottom. But digging deeper into that day revealed a web of lies that turned my world upside down.

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided "as is," and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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